Good News! Farmers will be able to take a loan of Rs 1.60 lakh without guarantee, know how to take advantage? - Rokoto

Good News! Farmers will be able to take a loan of Rs 1.60 lakh without guarantee, know how to take advantage?

Good News! Farmers will be able to take a loan of Rs 1.60 lakh without guarantee, know how to take advantage?

Under Pashu Kisan Credit Card, farmers will get a maximum amount of Rs 3 lakh for rearing cow, buffalo, sheep, goat and poultry. In this, no guarantee will have to be given for taking an amount up to Rs 1.60 lakh.

New Delhi. If you are also a farmer then there is good news for you. Pashu kisan credit card scheme has been started to double the income of farmers. The terms of the Pashu Kisan Credit Card are similar to the Kisan Credit Card (KCC) scheme of the Modi Government. Under this, a maximum amount of up to Rs 3 lakh will be available for rearing cow, buffalo, sheep, goat and poultry. In this, no guarantee will have to be given for taking an amount up to Rs 1.60 lakh.

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The Bankers Committee has assured the government that all eligible applicants will get the benefit of Pashu Kisan Credit Card Scheme. There are about 16 lakh families in the state who have milch animals and their tagging is being done.

How much money will I get for cow, buffalo?

> There is a provision of giving Rs 40,783 for the cow.

> 60,249 rupees will be available for buffalo. This will be per buffalo.

>Rs 4063 will be available for sheep and goat.

> Hen (for egg laying) will be given a loan of Rs 720.

What will be the eligibility for the card

> The applicant should be a permanent resident of Haryana state.

> Applicant’s Aadhar Card, PAN Card, Voter ID Card.

> Mobile Number.

> Passport size photo.

How much will be the interest

> Banks usually provide loans at an interest rate of 7 percent.

> Under the Pashu Kisan Credit Card, the livestock owners will have to pay only 4 percent interest.

> There is a provision to give a discount of 3 percent from the Central Government.

> The loan amount will be maximum up to Rs.3 lakh.

How to apply

> Interested beneficiaries of Haryana State who want to get Pashu Credit Card made under this scheme will have to apply by visiting their nearest bank.

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> You have to go to the bank with all your necessary documents before now to apply. There you have to fill the application form.

> After filling the application form, you will have to get KYC done. For KYC, farmers will have to provide Aadhar card, PAN card, Voter card and passport size photograph.

>> After getting KYC from the bank and verification of the application form to get the livestock credit card, you will get the animal credit card within 1 month.

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