Who is paying interest on SBI, PNB, HDFC, ICICI 1 year FD, see here - Rokoto

Who is paying interest on SBI, PNB, HDFC, ICICI 1 year FD, see here

For a fixed period of 12 months, we are giving information about the rate of interest in government banks and the rate of return in private banks. So that you can invest according to your choice and convenience.

Whether you are employed or doing your business, it is important to save and invest from your earnings. A lot of people consider Fixed Deposit (FD) as one of the safest options when it comes to investing. You can also invest a fixed amount under FD for one year. For a fixed period of 12 months, what is the rate of interest in government banks and returns are given in private banks at any rate, we are giving information here. So that you can invest according to your choice and convenience.

Talking about government banks, there you get an interest rate between 4.4% and 5.2%. The country’s largest public sector bank State Bank of India (SBI) offers a rate of 4.4%. PNB offers 5.1% to its customers. On the other hand, Canara Bank offers the highest interest rate of 5.2% for a tenure of 12 months. SBI has the lowest interest rate.

Punjab and Sind Bank offers 5.15% interest rate. On the other hand, talk about Union Bank, Indian Bank and IDBI Bank, they offer 5% interest rate for 12 months. Bank of Baroda, Central Bank and Indian Overseas Bank offer the rate of 4.9%. However, 50 basis points more interest is given to senior citizens by all public sector ie public sector banks during the tenure of 1 year.

Now let’s talk about private banks. 2 Private banks are offering rates above 6% for a tenure of 12 months. RBL Bank offers an interest rate of 6.1% to the general customers and 6.6% to the senior citizens here. IndusInd Bank offers 6% for general customers and 6.5% for senior citizens for a tenure of 12 months.

DCB Bank offers 5.75% for general people and 6.25% for senior citizens for the same tenure. Yes and IDFC Bank offer 5.25%, HDFC Bank 4.90% interest rate for general customers. Bandhan Bank and Kotak Mahindra Bank offer 4.5% and ICICI and Axis Bank 4.4% for a tenure of 12 months.

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Article first Appeared on Informalnewz

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